BEACON

The anti-fraud network

Stop the chain reaction and prevent fraud from proliferating across apps

Break the chain reaction

Alone, it’s impossible to stop a stolen identity from being used over and over, from platform to platform

faces and checkmarks and warning signs and test flasks

Protect identities

Stop the abuse of stolen identity data associated with fraud on other platforms.

name cards with x's in boxes and SSN card

Report fraud, stop fraud

Report fraud and query against other reports made to Beacon to stop repeat fraud.

different faces and reports that the PII has been associated with different kinds of identity fraud

Defraud, meet defense

Plaid brings necessary network scale and expertise to address fraud in the industry. Inform Plaid Beacon of fraudulent actors, and query Beacon as to whether the identity data is associated with fraud elsewhere. Beacon is now available for the 8,000+ Plaid powered fintech apps and services to opt-in to.

Reported as fraudulent
Understand if an identity is associated with stolen ID, synthetic, or account takeover fraud

Number of fraud reports
See how many fraud reports are associated with identity data like name, phone number, SSN, and address
Who reported
Review the industry of the organization which made a report and when the report was made
Improve the network
Share feedback on Beacon reports to help improve the network.

girl's face with personal identification and whether it is found or not

Secure and encrypted from end-to-end

All data that is reported to Beacon is aggregated and encrypted to protect sensitive identity information. Beacon never shares personally identifiable information (PII) or identity data with customers.

Secure and encrypted from end-to-end

checkmark with message that customer has been added to user Blocklist

Protect identities from abuse and theft

Beacon helps detect data associated with stolen identity, synthetic, or account takeover fraud.

Screen identity data and receive matches based on previous reports shared with Beacon

Automatically generate internal blocklists when you report fraud to stop repeat first party fraud and duplicate signup attempts on your platform
Create custom Beacon programs to screen against internal blocklists or the entire network